Required Minimum Distribution - RMD

A traditional Individual Retirement Account (IRA) is a personal tax-deferred retirement plan established for those who receive compensation or earned income from employment, those who are divorced or separated and receive taxable alimony or maintenance payments and have not reached the age of 70 ½. IRAs were created to provide individuals with the opportunity to build their own tax-deferred retirement savings program.

One of the downsides of IRAs is that every year, millions of Americans are forced to take a Required Minimum Distribution (RMD) from their IRAs and qualified plans starting at age 70½. This RMD, can drastically decrease the amount that will be left for their beneficiaries after they’re gone.

Re-Direct Financial Services has a broad portfolio of IRA/RMD solutions.  One of these potential solutions is a fixed insurance product that can give you the freedom to withdraw your RMD each year and still be guaranteed to leave at least 100% of the original premium as a death benefit through the age of 88, regardless of market conditions.


Other Retirement Issues to Consider

Things that are Not in Our Control at Retirement

  • Inflation
  • Social Security
  • Pension Plans
  • Market Performance
  • Our Health
  • How Long We Will Live

Are you still as confident about your retirement income
being there for your lifetime?


Contact us to discuss your situation today!

Let's Make A Plan!


Please note that individual situations can vary. Therefore the information should be relied upon when coordinated with individual professional advice.